Archive for the ‘loan’ Category

For a Bright Future

Wednesday, February 3rd, 2010

We are moving in our new purchase house this coming weekend. It was a single-detached type of house which we acquire through housing loan and payable for five years.

Since we both work in a private firm, we compromise that my husband will take charge of the monthly amortization of the house and the monthly electric and water bills while I will be in-charge of our daily expenses. Aside from our jobs, I am also connected to real state. Actually, the down payment of this house came from my commission as agent. I want to put new furniture and appliances in our house that is why, I am selling my used furniture with our neighbors in addition to our budget in buying new furnishings. I also want to place a landscape garden at the backyard for my place of relaxation. I am so glad that we were able to own a house in just a short time of our marriage.

I am positive that after two years we will be having our first baby to complete our own family. For the meantime, we will enjoy living together and while waiting for our kid to come, devote our attention to invest for a better future of our family.

Posted in general, home improvement, loan | No Comments »

The Family Vacation

Tuesday, December 8th, 2009

Every time that summer comes,my children are very excited because they know that this is the only time that we can be able to spend our time together in an out of town location.

Usually, we spend our vacation with my parents who lives in a farm. My kids really enjoy picking fruits in the trees inside the backyard. There are also planted vegetables that they use to harvest. We also love to hear my father playing guitar while my mother sings, then afterwards, my children dances. How I truly missed those days. But my parents left their farm to live with my younger sister who works and stays in a foreign country. That is why; my husband decides to spend our vacation in a beach resort this time. When our children heard their father’s plan, they suggested some places that they think could be an ideal spot to stay for a while  to enjoy our swimming activity. Later, I have learned that my husband already had a reservation in a private resort and he is just waiting for his salary loan to release to use in our vacation.

We really enjoy our first summer vacation in a beach and my children are looking forward to repeat the very exciting experience next year.

Posted in Uncategorized, loan, travel | No Comments »

Our Business Venture

Wednesday, November 11th, 2009

My husband wants to put up a small restaurant near our place. He loves to cook and I can say that he cooks very well. However, he is worried that his capital is not sufficient to build a new business hence he asks help on how to raise more funds in order to start his business venture.

He searched the Internet and was able to find the company that accepts loans.He thought of lending money in this agency and since he was already resigns in his job;I was the one who applies for this loan to finance his target business because I have a stable job and has the capacity to pay. Fortunately, our loan was granted. We started looking for an ideal place where we can get possible customers. My sister informs us about a vacant place in a commercial area outside our subdivision but not very far in our place and was accessible to all of us. After leasing the place, we shop for kitchen equipments, tables and chairs, kitchen utensils and other kitchen appliances. We also went to agency that provides business permit to operate our business.

Finally, our restaurant business is already open and were glad to know that our first day of operation is really successful.

Posted in business, loan | No Comments »